
Tailored Mortgage Solutions for Every Property Need
At Bains Express Mortgage Solutions (BEMS), we make property financing simple, fast, and stress-free. From bridging loans and auction finance to buy-to-let mortgages, we deliver bespoke mortgage solutions and business property loans across the UK to help you secure funding when it matters most.

The BEMS Advantage
Over 15 years of industry experience
Fast and hassle-free approvals
Tailored financing for every client
Expert guidance at every step
Trusted by property investors across the UK

Explore Our Core Services
We offer a full range of property finance options tailored to your goals. Whether you’re an investor, developer, or first-time buyer, our expert team ensures fast approvals, flexible terms, and clear guidance every step of the way.
Bridging Loans
Get short-term funding to bridge the gap between buying and selling. Perfect for quick purchases, renovations, or time-sensitive deals.
Mortgages
Secure the right mortgage with competitive rates and expert support, whether you’re buying your first home or refinancing an existing one.
Commercial Mortgages / Commercial Loans
Expand your business or invest in commercial property with flexible loan options designed to meet your company’s growth needs.
Buy-to-Let Mortgages
Build your investment portfolio with tailored buy-to-let mortgage solutions that help you maximize rental returns and long-term value.
Fast Mortgage Approval in the UK
We know that in property, speed is everything. That’s why BEMS focuses on fast mortgage approvals, minimal paperwork, and personalised support throughout the process. From the first conversation to final approval, our team ensures clarity, confidence, and quick results.
Our Clients
We treat every client as a lifelong partner, not just a transaction.
Behind Every Loan Is a Happy Client
The team at BEMS was amazing. They got my bridging loan approved quicker than I expected and kept me updated every step of the way.
James Turner
bennertik inc
I was nervous about applying for my first mortgage, but these guys made it so easy. They explained everything clearly and found the best option for me
Sophie Allen
Eternet
I’ve worked with Bains Express for multiple commercial loans, and they’ve never disappointed. Excellent communication and quick turnaround.
Raj Patel
Artomorrow







